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Insurance Insights for Kansas City Families and Businesses

Stay updated with professional insights on personal and commercial insurance, effective risk management strategies, and advice designed for Missouri families and emerging businesses.

Independent agent's help
By Prime Insurance Agency April 22, 2026
Learn how independent insurance agents help Kansas City businesses save money through carrier competition, coverage customization, and expert guidance.
Aerial view of white houses and streets in a leafy residential neighborhood at sunset
By Prime Insurance Agency April 22, 2026
Missouri residents: learn the key differences between homeowners and renters insurance, what each covers, and which policy you actually need.
Dark storefront with green trim, large window, and door, next to a red awning on a brick street.
By Prime Insurance Agency April 22, 2026
Protect your Kansas City business from lawsuits and claims. Learn why general liability insurance is essential and what coverage you actually need.
Rainbow over a dark landscape beside a tiled-roof house under cloudy sky
By ryang March 19, 2025
Home insurance deductibles explained. Learn how they work, understand the changing market, and choose the right deductible for your home insurance needs.
Person holding out a key in front of a couple standing together indoors
By ryang March 16, 2017
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Hands typing on a laptop keyboard in a dimly lit room, side view of the screen and ports visible
By ryang February 2, 2017
I was recently asked this question by one of our Prime Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
White SUV driving fast across a bridge, blurred by motion
By ryang February 2, 2017
Why do my auto insurance rates keep going up even though my car is getting older?  At Prime Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]